ACF and Matson Insurance have teamed up to provide you and your firm's employees with Aflac and Aflac Dental. Because each US state requires a different form, please contact Matson Insurance directly to get the forms and information appropriate for your location.

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Matson Insurance - 800.262.1779

Policies	Features/Benefits	Needs
Accident	Emergency Treatment Specific-Sum Injuries Accidental-Death Initial Hospitalization	In 2002, about 36 percent of all hospital emergency department visits in the US were injury-related. A disabling injury occurs in the home about every 4 seconds. Unintentional injuries are the leading cause of death for people ages 1 to 34 and are the fifth leading cause of death overall.
Cancer/Specified Disease	First Occurrence Benefit Hospital Confinement Radiation and Chemotherapy Cancer Screening Wellness Benefits	In the United States, men have slightly less than 1-in-2 lifetime risk of developing cancer; for women, the risk is a little more than 1-in-3. Approximately 9.8 million Americans with a history of cancer were alive in January 2001. The five-year relative survival rate for all cancers combined is 64 percent.
Specified Health Event	Pays a first-Occurrence Benefit as well as Hospital Confinement and continuing care benefits for: Heart attack & coronary artery bypass surgery, stroke, end-stage renal failure	About every 26 seconds, an American will suffer a coronary event. On average, someone in the US has a stroke every 45 seconds. Each year, about 700,000 people experience a new or recurrent stroke. Between 50% and 70% of stroke survivors regain function independence.
Dental	Freedom of choice(Pick any Dentist) Pays regardless of any other insurance you may have. No deductibles. Easy to use.	Good oral care – including periodic wellness visits – helps reduce the likelihood of expensive treatment later on. Fore every $1 spent on prevention in oral heath care, $8 to $50 are saved in restorative and emergency treatment.
Hospital Confinement/ Sickness Indemnity	Physician Visits Benefit Initial Hospitalization Benefit Major Diagnostic Exams Surgical Benefit	Illness rather than injury is the leading cause of emergency room visits. The demand for coverage that address physician costs for treatment of sickness continues to escalate.